Dossier summary

Damages and Harm

Alleged financial impacts described in the complaint.

Professional record context

People named in the record

Public professional identifiers are provided for source review. Personal contact details are intentionally omitted.

Public professional profile

Vicki Smith

Role
New Home Sales Consultant
Organization
PulteGroup
License number:
Not established by current cited sources.

Pulte Homes Tennessee is listed in a separate public listing record as professional context only.

Vicki Smith's LinkedIn profile (opens in a new tab)

Public professional profile

Mackenzie Curtis

Role
Divisional Builder Manager
Organization
Acrisure Mortgage
NMLS ID
NMLS ID #471956

The submitted complaint identifies Mackenzie Curtis as a Mutual of Omaha Mortgage Regional Vice President, Builder Division, in August 2025. Her current official profile lists Acrisure Mortgage, so this site does not imply an ongoing Mutual affiliation.

Mackenzie Curtis's current official profile (opens in a new tab)

Impacts described

Higher borrowing cost from the selected product relative to alternatives the complainant states should have been explored.

Reduced long-term investment returns due to interest structure and loan-cost profile (complaint position).

Opportunity-cost harm from not receiving complete option/pricing transparency before closing (complaint position).

Decision pressure linked to earnest-money risk and compressed timelines (complaint position).

Dispute status

Mutual disputes the damages narrative and states its review did not identify excessive origination, discount-fee abuse, or overcharges for the selected product.

Related resources