Public professional profile
Rob Shell / Robert Hillman Shell
- Role
- Mortgage Loan Originator
- Organization
- Mutual of Omaha Mortgage
- NMLS ID
- NMLS ID #2226086
Reference record
Source Record: South Dakota 2024 United of Omaha Life
A public insurance consent order involving a Mutual of Omaha related company.
This page summarizes public records, third-party reporting, and disputed complaint materials. It does not state that unresolved allegations are true or that any person or entity violated the law unless a cited regulator or court record says so.
Professional record context
People named in the record
Public professional identifiers are provided for source review. Personal contact details are intentionally omitted.
Public professional profile
Vicki Smith
- Role
- New Home Sales Consultant
- Organization
- PulteGroup
- License number:
- Not established by current cited sources.
Pulte Homes Tennessee is listed in a separate public listing record as professional context only.
Vicki Smith's LinkedIn profile (opens in a new tab)Public professional profile
Mackenzie Curtis
- Role
- Divisional Builder Manager
- Organization
- Acrisure Mortgage
- NMLS ID
- NMLS ID #471956
The submitted complaint identifies Mackenzie Curtis as a Mutual of Omaha Mortgage Regional Vice President, Builder Division, in August 2025. Her current official profile lists Acrisure Mortgage, so this site does not imply an ongoing Mutual affiliation.
Mackenzie Curtis's current official profile (opens in a new tab)Public company context
Mutual of Omaha Mortgage
Public professional profile
Tony Fragale
Branch Manager, Vice President of Mortgage Lending
NMLS ID #76480
The cited official profile establishes public professional context only; it does not identify a connection to the Dupont complaint.
Official public profile (opens in a new tab)Company: United of Omaha Life Insurance Company
Agency: South Dakota Division of Insurance
Year: 2024
Penalty listed: $20,000
Issue described: Minimum loss ratio for accident-only policies
What the consent order says
The South Dakota order states that the Division investigated United of Omaha Life Insurance Company's insurance-related activities in South Dakota.
The Division alleged that conditionally renewable accident-only policies did not meet a 60 percent minimum loss ratio requirement and that the company agreed to a $20,000 monetary penalty in lieu of contesting the matter formally.
How this site uses it
This record is included to document a specific public agency action in the Mutual of Omaha related-company record.
It is not mortgage conduct evidence and should not be used as a substitute for loan-file records, disclosure logs, rate sheets, or compensation documents in the Dupont matter.
Related resources
Consumer Financial Protection Bureau complaint portalRegulator portal
NMLS Consumer AccessLicensing lookup
CFPB Regulation Z, 12 CFR Part 1026Federal regulation