Public professional profile
Rob Shell / Robert Hillman Shell
- Role
- Mortgage Loan Originator
- Organization
- Mutual of Omaha Mortgage
- NMLS ID
- NMLS ID #2226086
Dossier summary
A source page for other buyer and borrower reports that resemble the complaint's closing-pressure and transparency concerns.
Professional record context
Public professional identifiers are provided for source review. Personal contact details are intentionally omitted.
Public professional profile
Public professional profile
Pulte Homes Tennessee is listed in a separate public listing record as professional context only.
Vicki Smith's LinkedIn profile (opens in a new tab)Public professional profile
The submitted complaint identifies Mackenzie Curtis as a Mutual of Omaha Mortgage Regional Vice President, Builder Division, in August 2025. Her current official profile lists Acrisure Mortgage, so this site does not imply an ongoing Mutual affiliation.
Mackenzie Curtis's current official profile (opens in a new tab)Public company context
Public professional profile
Branch Manager, Vice President of Mortgage Lending
NMLS ID #76480
The cited official profile establishes public professional context only; it does not identify a connection to the Dupont complaint.
Official public profile (opens in a new tab)Source type: BBB complaints, consumer reviews, and mortgage-review coverage
Framing rule: Consumer reports are allegations or experiences, not court findings
Review focus: Closing pressure, rate or fee changes, product switches, and appraisal-fee disputes
The Dupont complaint alleges that Mutual of Omaha Mortgage and related sales-channel participants used timing pressure and incomplete option presentation to push the buyer toward closing.
This page links other public sources where borrowers describe similar themes: unexpected rate or fee changes, alleged bait-and-switch conduct, delayed or missing documents, product changes that were not clearly understood, appraisal-fee disputes, and pressure near settlement.
The page does not state that Mutual of Omaha Mortgage committed mortgage fraud in any specific outside matter unless a cited regulator or court record makes that finding.
BBB lists complaints for Mutual of Omaha Mortgage's headquarters and corporate-owned locations and reports a multi-year complaint total for the profile.
One July 2025 BBB complaint states that a borrower closed on a home purchase on May 30, 2025, alleged the company failed to reimburse agreed loan costs, alleged the final rate was not close to the original offer, and described the experience as a bait-and-switch. Mutual disputed bait-and-switch tactics, cited rate-lock and market-condition explanations, and later agreed without admitting fault to reimburse a lender credit.
Other BBB complaints on the same profile involve appraisal-fee refunds, hard-credit-pull disputes, loan-process frustration, advertising/mailers, and rate or document issues. Those records are useful for pattern review, but each complaint must be read with the company's response and status.
BBB complaints: Mutual of Omaha MortgageConsumer complaint source
BBB complaints page 3: Mutual of Omaha MortgageConsumer complaint source
Trustpilot includes negative borrower reviews alleging unclear communication, late-stage document issues, product or loan-amount changes, and frustration with sold or transferred servicing.
One review summarized on Trustpilot says another lender told the reviewer Mutual of Omaha Mortgage had changed the transaction from conventional to FHA and that the reviewer did not understand the implications at the time. Another alleges revised documents were delayed, documents were inaccurate, and loan amount increased without clear explanation.
Consumer-review sites are not regulatory findings, but they can help identify questions regulators may ask when multiple borrowers describe similar transparency or timing problems.
Trustpilot reviews: Mutual of Omaha MortgageConsumer review source
Bankrate's review notes that Mutual of Omaha Mortgage does not display current rates and that consumers must submit contact information to get a rate estimate.
The Truth About Mortgage published a review whose headline warns readers to check closing costs, which is relevant background where the Dupont complaint and other borrower reports focus on the gap between advertised or expected terms and final closing economics.
These review sources do not prove misconduct, but they support including rate, fee, and closing-cost transparency in the document-request checklist.
Bankrate review: Mutual of Omaha MortgageMortgage review
The Truth About Mortgage review: Mutual of Omaha MortgageMortgage review
Compare initial loan estimates, revised loan estimates, final closing disclosures, and rate-lock records.
Review borrower communications showing whether a changed product, higher rate, or added fee was explained before closing pressure intensified.
Request branch, broker, and loan-officer complaint history for similar closing-stage allegations.
Separate verified regulatory findings from unresolved borrower allegations, but use repeated allegations to define the scope of document requests.
Consumer Financial Protection Bureau complaint portalRegulator portal
NMLS Consumer AccessLicensing lookup
CFPB Regulation Z, 12 CFR Part 1026Federal regulation
BBB complaints: Mutual of Omaha MortgageConsumer complaint source
BBB complaints page 3: Mutual of Omaha MortgageConsumer complaint source
Trustpilot reviews: Mutual of Omaha MortgageConsumer review source
Bankrate review: Mutual of Omaha MortgageMortgage review
The Truth About Mortgage review: Mutual of Omaha MortgageMortgage review