Dossier summary

Records Needed From Builder-Side Participants

A practical production checklist for Legacy South, sales, title, and closing context.

This page summarizes public records, third-party reporting, and disputed complaint materials. It does not state that unresolved allegations are true or that any person or entity violated the law unless a cited regulator or court record says so.

Professional record context

People named in the record

Public professional identifiers are provided for source review. Personal contact details are intentionally omitted.

Public professional profile

Vicki Smith

Role
New Home Sales Consultant
Organization
PulteGroup
License number:
Not established by current cited sources.

Pulte Homes Tennessee is listed in a separate public listing record as professional context only.

Vicki Smith's LinkedIn profile
Public sources

Public professional profile

Mackenzie Curtis

Role
Divisional Builder Manager
Organization
Acrisure Mortgage
NMLS ID
NMLS ID #471956

The submitted complaint identifies Mackenzie Curtis as a Mutual of Omaha Mortgage Regional Vice President, Builder Division, in August 2025. Her current official profile lists Acrisure Mortgage, so this site does not imply an ongoing Mutual affiliation.

Mackenzie Curtis's current official profile
Public sources

Public company context

Mutual of Omaha Mortgage

Public professional profile

Tony Fragale

Branch Manager, Vice President of Mortgage Lending

NMLS ID #76480

The cited official profile establishes public professional context only; it does not identify a connection to the Dupont complaint.

Official public profile

Sales and contract records

Purchase contracts for the subject units.

Earnest-money provisions and any amendment history.

Sales counselor communications about deadlines, deposit risk, and financing.

Buyer-facing incentive or approved-lender documents.

Coordination records

Communications among builder, lender, title, and closing participants.

Records showing whether sales personnel received updates on loan status.

Any approved title or lender arrangements.

Any internal notes about preserving sales or avoiding fallout.

Why these records matter

These documents test the complaint's allegation that sales pressure and lender presentation constrained practical choice.

They may also show that the builder-side channel did not influence loan selection, which is why the records are important for both sides.

Related resources

Consumer Financial Protection Bureau complaint portalRegulator portal

NMLS Consumer AccessLicensing lookup

CFPB Regulation Z, 12 CFR Part 1026Federal regulation

Sources

Homes.com / Realtracs record: 700 N Dupont Ave Unit 303Real estate listing record

This page distinguishes public records, disputed allegations, company statements, and editorial context. It is not legal advice and does not determine liability.