Reference record

Source Index and Reading Guide

How to read the new pages without confusing context, allegation, and proof.

This page summarizes public records, third-party reporting, and disputed complaint materials. It does not state that unresolved allegations are true or that any person or entity violated the law unless a cited regulator or court record says so.

Professional record context

People named in the record

Public professional identifiers are provided for source review. Personal contact details are intentionally omitted.

Public professional profile

Vicki Smith

Role
New Home Sales Consultant
Organization
PulteGroup
License number:
Not established by current cited sources.

Pulte Homes Tennessee is listed in a separate public listing record as professional context only.

Vicki Smith's LinkedIn profile (opens in a new tab)

Public professional profile

Mackenzie Curtis

Role
Divisional Builder Manager
Organization
Acrisure Mortgage
NMLS ID
NMLS ID #471956

The submitted complaint identifies Mackenzie Curtis as a Mutual of Omaha Mortgage Regional Vice President, Builder Division, in August 2025. Her current official profile lists Acrisure Mortgage, so this site does not imply an ongoing Mutual affiliation.

Mackenzie Curtis's current official profile (opens in a new tab)

Public company context

Mutual of Omaha Mortgage

Public professional profile

Tony Fragale

Branch Manager, Vice President of Mortgage Lending

NMLS ID #76480

The cited official profile establishes public professional context only; it does not identify a connection to the Dupont complaint.

Official public profile (opens in a new tab)

Start with the source pages

Read the Massachusetts 2025 source page for the mortgage-company consent order.

Read the Mutual of Omaha Mortgage court-records page for public/free litigation and reporting context.

Read the South Carolina and South Dakota source pages as related insurance-company context.

Read the Connecticut 2008 source page for the separate kickbacks and bribery record listed by Good Jobs First.

Then read the people and builder pages

Use the Rob Shell pages to understand the public role and the complaint-specific allegations.

Use the Legacy South, Vicki Smith, and Pulte pages to understand the development and public affiliation timeline.

Use the builder-lender pages to understand what documents would confirm or refute the complaint's theory.

Attribution rule

Regulatory records establish what the regulator or database record says. Complaint pages establish what the complainant alleges. Company-response pages establish what Mutual states.

The site should not merge those categories into one conclusion unless a cited source does the same.

Related resources

Sources